Solutions
SkyfallFinancial

Capital forthe climb

Skyfall Financial matches business owners and real estate investors with the right lender. Working capital, SBA, commercial real estate and investment property mortgages across all 50 states.

See my funding optionsCall (978) 364-2995

Two minutes to apply. No fee to see your options.

$0M+

Capital placed

0+

Lenders in network

0h

To first term sheet

0

States covered

Working capitalSBA 7(a) & 504Commercial real estateLines of creditDSCR investor loansEquipment financingBridge & fix-and-flipReal estate syndicationWorking capitalSBA 7(a) & 504Commercial real estateLines of creditDSCR investor loansEquipment financingBridge & fix-and-flipReal estate syndication

What we do

Three ways we put capital to work

One conversation, one file, and access to a lender network built over a decade. You tell us the objective; we find the structure that reaches it.

Glass office towers seen from below at dusk
For operators

Business funding

Working capital, revolving lines, term loans and SBA programs for companies that need liquidity precisely when and where they need it, not a quarter later.

  • Working capital & lines of credit
  • SBA 7(a) and 504
  • Term loans and equipment finance
Get my funding options
Suburban residential home with a manicured lawn
For investors

Investment property loans

Financing for non-owner-occupied residential property in all 50 states. DSCR, bridge and fix-and-flip structures, underwritten on the asset rather than on a W-2.

  • DSCR, qualified on rental income
  • Bridge, fix-and-flip and portfolio
  • 1–4 units, non-owner occupied
Get my funding options
Modern multifamily apartment building against a blue sky
For allocators

Real estate syndication

Passive equity positions in vetted commercial and multifamily projects, structured to maximise return while keeping downside contained.

  • Multifamily and commercial deals
  • Sponsor and market diligence
  • Quarterly reporting to investors
Get my funding options

Products

Pick the instrument that fits the flight

Amounts, terms and speed shown are typical ranges across our lender network. Your terms depend on time in business, revenue and collateral.

Working capital

Short-term liquidity for payroll, inventory or a gap between receivables.

Amount
$25K – $2M
Term
3 – 24 months
Funding
As fast as 24h

Best forSeasonal swings and unexpected costs

Start with this product

Business line of credit

Revolving capital you draw only when you need it, and only pay for what you use.

Amount
$25K – $5M
Term
Revolving
Funding
2 – 5 days

Best forOngoing cash-flow smoothing

Start with this product

Term loan

A lump sum on fixed amortisation for a defined project with a defined return.

Amount
$50K – $5M
Term
1 – 10 years
Funding
5 – 10 days

Best forExpansion, hiring, build-outs

Start with this product

SBA 7(a) & 504

Government-guaranteed programs with the longest terms and lowest payments available.

Amount
$150K – $5.5M
Term
10 – 25 years
Funding
30 – 60 days

Best forAcquisition and owner-occupied real estate

Start with this product

Commercial real estate

Purchase, refinance and cash-out on office, retail, industrial and multifamily.

Amount
$250K – $25M
Term
5 – 30 years
Funding
21 – 45 days

Best forStabilised and value-add assets

Start with this product

Equipment financing

The equipment secures the loan, so approvals lean on the asset rather than the balance sheet.

Amount
$10K – $3M
Term
2 – 7 years
Funding
2 – 7 days

Best forFleet, machinery and technology

Start with this product

DSCR investor loan

Qualify on the property rent roll, not your tax returns. Available in all 50 states.

Amount
$75K – $3M
Term
30 years
Funding
14 – 30 days

Best forBuy-and-hold rental portfolios

Start with this product

Bridge & fix-and-flip

Short-term leverage on acquisition plus rehab, released against draw schedules.

Amount
$100K – $5M
Term
6 – 24 months
Funding
7 – 14 days

Best forRenovation and repositioning

Start with this product

Funding console

Run the numbers before you call

Move the dials for an indicative structure. It is an estimate, not an offer, but it is the same arithmetic our loan officers start from.

Amount requested$350,000
$25,000$5,000,000
Term60 months
6300
Use of funds
Credit profile

Estimated monthly

$8,081

Indicative rate
13.65%
Total repayment
$484,870
Likely product
Term loan

Estimates only. Actual pricing depends on time in business, revenue, collateral and lender underwriting. Not a commitment to lend.

How it runs

Four steps, and we run three of them

Most brokers hand you a portal and disappear. A named loan officer owns your file from the first call to the wire.

  1. 01

    Tell us the objective

    Two minutes on the form or five on the phone. Amount, purpose, timing: that is enough to start.

    You · 2 min

  2. 02

    We chart the route

    One file goes out to the lenders whose appetite actually matches your profile. No shotgun applications against your credit.

    Us · same day

  3. 03

    Terms on the table

    You get real offers side by side, translated into plain numbers: cost of capital, covenants, what happens if you prepay.

    Us · 48 hours

  4. 04

    Funds land

    We shepherd docs, conditions and closing so the money arrives on the date you planned around.

    Together · days to weeks

Why Skyfall

We work for you, not for one bank

An independent brokerage has one job: bring you the best structure available anywhere in the market that week.

Corridor of a quiet office with glass partitions
Our desk. Lowell, Massachusetts.
One application, many lenders
01One application, many lendersYour file is packaged once and placed with the lenders most likely to say yes, not blasted across the market.
A named loan officer
02A named loan officerThe same person answers the phone on day one and on closing day. You will never be handed to a queue.
Priced in plain English
03Priced in plain EnglishFactor rates translated to APR, fees stated up front, prepayment explained before you sign anything.
Nationwide reach, local desk
04Nationwide reach, local deskLending partners across all 50 states, run out of our office in Lowell, Massachusetts.

Coverage

All 50 states, one desk

Investment property financing is available nationwide. Commercial programs are placed with lenders licensed in your state. Tell us where the asset sits and we will confirm on the first call.

Headquarters · 541 Rogers St, Lowell, MA 01852

50States served
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Clients

What operators say afterwards

We had a purchase order we could not fund and eleven days to deliver. Skyfall had a line in place in six.

Marcus D.

Owner, industrial supply distributor

Providence, RI

Four rentals, no W-2, and every bank stopped at the tax returns. The DSCR structure closed in nineteen days.

Priya N.

Real estate investor

Orlando, FL

They talked me out of the first offer on the table and found cheaper money two weeks later. That call earned the relationship.

Tom R.

CEO, regional HVAC contractor

Nashua, NH

Questions

Answered before you ask

Still not sure?

Call and ask. Five minutes with a loan officer beats an hour of reading.

+1 (978) 364-2995

The initial review is a soft pull, which does not affect your score. A hard pull only happens once you choose to move forward with a specific lender, and we will tell you before it happens.

Next step

Find out what you qualify for

A short conversation is usually enough to know whether we can help. If we cannot, we will tell you that on the same call.

Get my funding optionsCall (978) 364-2995

Contact

Tell us the objective

Send the essentials and a loan officer replies the same business day. Nothing here obligates you to anything.